Knowledge Center
Your hub for mastering personal finance. Start with a main guide or dive deep into a specific topic.
Mortgages
The Ultimate Guide to Understanding Your Mortgage
MAIN GUIDE
A comprehensive guide to understanding mortgage loans, how payments are calculated, and strategies to save money over the life of your loan. Learn about P&I, amortization, and more.
15-Year vs. 30-Year Mortgage: A Complete Breakdown
Struggling to choose between a 15-year and a 30-year mortgage? Our guide breaks down the pros and cons of each, helping you decide which is right for your financial goals.
Investing & Retirement
The Power of Compound Interest: A Guide to Growing Your Wealth
MAIN GUIDE
Understand the magic of compound interest and how it can significantly boost your investment returns over time. Use our Investment Return Calculator to see it in action.
The Ultimate Guide to Compound Interest: Unlocking Exponential Growth
MAIN GUIDE
Discover the power of compound interest. This guide explains what it is, how it works, and how you can use it to dramatically grow your savings and investments over time.
The Ultimate Guide to Retirement Savings
MAIN GUIDE
Learn everything you need to know about planning for retirement, from setting goals and choosing accounts like 401(k)s and IRAs to investment strategies and withdrawal plans.
Compounding Frequency: Does It Really Matter?
Daily, monthly, or annually? The frequency of compounding can impact your investment returns. This guide explains how and why it matters.
Savings & Banking
A Beginner's Guide to Personal Loans
MAIN GUIDE
Considering a personal loan? Our guide walks you through what personal loans are, how they work, common interest rates (APR), and when it makes sense to use one.
A Deep Dive into Certificates of Deposit (CDs)
MAIN GUIDE
Learn everything you need to know about Certificates of Deposit (CDs), including how they work, the different types available, and strategies like CD laddering.
Understanding APY (Annual Percentage Yield)
MAIN GUIDE
What is APY and how is it different from APR? This guide explains the concept of Annual Percentage Yield and the power of compounding interest.